Affirm Financing

Frequently Asked Questions

How do I use Affirm at checkout?

Affirm shows all payment terms, rates, and totals upfront—so you always know exactly what you’re paying before completing your purchase. Add your item to your cart and proceed to checkout. After entering your shipping information, select Affirm as your payment method. You’ll receive a real-time decision and choose your preferred monthly payment plan before completing your order.

What are my payment time options?

Payment plans vary based on your purchase amount and eligibility, but commonly include 3, 6, or 12-month options. All available plans and rates are shown clearly before you finalize your purchase.

Will there be extra fees?

Affirm shows you the total cost upfront. There are no hidden fees, and you’ll never pay more than what you agree to at checkout.

Help — I cannot get my order to process.

Affirm approvals are handled directly by Affirm. If you’re having trouble completing your order, please contact Affirm Support at (855) 423-3729 for assistance.

Still have questions?

Contact Anna at anna@theladybag.com or text 801-671-9308.

Pay Over Time with Affirm

Enjoy your purchase now and pay over time with flexible monthly payments through Affirm. For example, a $1,000 purchase may be paid as $171.70 per month over 6 months at 10% APR. A down payment may be required. All available payment options, rates, and totals are clearly shown before you complete your purchase.

  • Pay Over 3 Months
  • or
  • Pay Over 6 Months
  • or
  • Pay Over 12 Months

How Affirm Checkout Works

During checkout, select Affirm in the payment section after entering your shipping information. You’ll be securely redirected to Affirm, where a soft credit check is performed and your available payment options are displayed. You can cancel or change your selection at any point before placing your order.

Important Information

Payment terms are subject to eligibility and approval. A down payment may be required. For purchases under $100, payment options may be limited. If you experience any issues during checkout, please contact Affirm Support at (855) 423-3729.

Rates range from 0% APR or 10–36% APR. Payment options may not be available in all states and are provided by Affirm’s lending partners. See affirm.com/lenders for details.

California residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

Affirm financing is transparent, secure, and optional—choose the payment plan that works best for you with no obligation to complete checkout.